Terms and Conditions

Last reviewed July 2024.

Please read these Terms carefully before using this site. These terms govern your use of the Website. References in these Terms to this Website include the website www.bluecove.com and all associated web pages.

These Terms refer to the following additional policies, which also apply to your use of BlueCove's website:

Our Privacy Policy, which explains how we collect, use and store your personal data;
Our Cookie Policy, which sets out information about the cookies on our site; and

By accessing or using this Website or otherwise indicating your consent, you agree to be bound by these Terms and the documents referred to in them.

If you do not agree with or accept any of these Terms, you must stop using this Website immediately.

If you have any questions about this Website, please contact us by:

e-mail to contact@bluecove.com (Monday to Friday: 9am to 5pm), or
telephone +44 (0)203 146 1500 (Monday to Friday: 9am to 5pm).

We may update these Terms from time to time. You should ensure to check these terms every time you wish to use this Website and understand the Terms that apply at that time.

1. Definitions

Content means any text, images, video, audio or other multimedia content, software or other information or material submitted to or on this Website;

Terms means these terms and conditions of use as updated from time to time under clause 11;

Cookie Policy means the policy [link], which sets out information about the cookies on our site;

Site has the meaning given above;

We, us or our means BlueCove Limited (“BlueCove”), company registration number 11269446 and the registered office of which is at 10 New Burlington Street, London W1S 3BE, United Kingdom. BlueCove is authorised and regulated by the Financial Conduct Authority in the United Kingdom; and

You or your means the person accessing or using this Website or its Content.

2. Using this Website

This Website is intended for use only by persons who are neither "consumers" nor "retail clients" as we do not offer any products or services to consumers or retail clients. Accordingly, by using this Website you represent to us that you are not acting as a consumer and that you are not a retail client. If you are uncertain about the meaning of these terms, then you must consult an independent financial advisor or legal adviser prior to using this Website.

You agree that you are solely responsible for all costs and expenses you may incur in relation to your use of this Website.

This Website is intended for use only by those who can access it from within the UK. If you choose to access this Website from locations outside the UK, you are responsible for compliance with local laws where they are applicable.

We seek to make this Website as accessible as possible. If you have any difficulties using this Website, please contact us using the details provided above in the 'About our Terms' section.

We may prevent or suspend your access to this Website if you do not comply with any part of these Terms, any terms or policies to which they refer or any applicable law.

3. Your privacy and personal information

Your privacy and personal information are important to us. Any personal information that you provide to us will be dealt with in line with our privacy policy, which explains what personal information we collect from you, how and why we collect, store, use and share such information, your rights in relation to your personal information and how to contact us and supervisory authorities in the event you have a query or complaint about the use of your personal information.

Our privacy policy is available here.

4. Ownership, use and intellectual property rights

This Website and all intellectual property rights in it, including but not limited to any Content, are owned by us, our licensors or both (as applicable). Intellectual property rights means rights such as: copyright, trademarks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind whether or not they are registered or unregistered (anywhere in the world). We and our licensors reserve all of our and their rights in any intellectual property in connection with these Terms. This means, for example, that we and they remain owners of them and free to use them as we and they see fit.

Nothing in these Terms grants you any legal rights in this Website other than as necessary to enable you to access this Website. You agree not to adjust or to try to circumvent or delete any notices contained on this Website (including any intellectual property notices) and in particular in any digital rights or other security technology embedded or contained within this Website.

All materials contained on this website, including, without limitation, text, graphics, designs, interfaces, images, audio, and video clips (collectively, the 'Materials') are the exclusively property of BlueCove and are protected by applicable intellectual property laws as outlined in this clause 4. Unless otherwise stated, you are not permitted to copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, download, store for subsequent use, sell or use, in whole or in part, any of the Materials from this site for any reason. Unauthorized use of any Materials or content from this website may result in civil and/or criminal penalties; BlueCove reserves the right to take legal action against anyone found to be in violation of this prohibition.

The name BlueCove and the BlueCove logo are our trademarks. Other trademarks and trade names may also be used on this Website. The use of any trademarks on (or from) this Website is strictly prohibited unless you have our prior written permission.

5. Linking and framing

Without the prior written consent of BlueCove, you are expressly prohibited from:

Creating a frame or any other browser or border environment around the content of this website;
Running or displaying this website or any material displayed on this website in frames or through similar means on another website;
Displaying any of the trademarks or logos used on this website; and
Any unauthorized use, linking or framing.

Any permitted links to this website must comply with all applicable laws, rules and regulations.

BlueCove reserves the right to withdraw linking or framing permission at any time without notice. BlueCove may also require the removal of any link to this website or any framed content at any time, at our sole discretion.

6. Submitting information to us

While we try to make sure that this Website is secure, we cannot guarantee the security of any information that you supply to us and therefore we cannot guarantee that it will be kept confidential. For that reason, you should not let us have any patentable ideas or patent applications, advertising or marketing suggestions, prototypes or any other information that you regard as confidential, commercially sensitive or valuable ("Unwanted Submissions"). While we value your feedback, you agree not to submit any Unwanted Submissions.

We may use any Unwanted Submissions as we see reasonably fit on a free-of-charge basis (bear in mind that we have no way of knowing whether such information is confidential, commercially sensitive or valuable because we do not monitor this Website to check for these matters). Therefore, we will not be legally responsible for keeping any Unwanted Submissions confidential nor will we be legally responsible to you or anybody else for any use of such Unwanted Submissions.

7. Accuracy of information and availability of this Website

While we try to make sure that this Website is accurate, up-to-date and free from bugs, we cannot promise that it will be. Furthermore, we cannot promise that this Website will be fit or suitable for any purpose. Any reliance that you may place on the information on this Website is at your own risk.

We may suspend or terminate operation of this Website at any time as we see fit.

Content is provided for your general information purposes only and to inform you about us and our products and news, features, services and other websites that may be of interest. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purpose.

While we try to make sure that this Website is available for your use, we do not promise that this Website is available at all times, nor do we promise the uninterrupted use by you of this Website.

8. Hyperlinks and third-party sites

This Website may contain hyperlinks or references to third party websites other than this Website. Any such hyperlinks or references are provided for your convenience only. We have no control over third party websites and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third-party website does not mean that we endorse that third party's website, products or services. Your use of a third-party site may be governed by the terms and conditions of that third-party site and/or by applicable law.

9. Malware and Viruses: Prohibited Activities

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not conduct any activity that harms, or could potentially harm, our site. This includes any unauthorized attempts to gain access to our site, the server where it is stored, or any server, computer, database connected to our site, as well as attacking our site via a denial-of-service attack or a distributed denial-of-service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 or applicable laws in your jurisdiction. BlueCove will report any such breaches to the relevant law enforcement authorities and will co-operate with those authorities by disclosing your identity to them. Furthermore, BlueCove reserves the right to take additional legal action including civil litigation and seeking damages, against any individual or entity responsible for malicious use or attack of our site.

In the event of such a breach, your right to use our site will cease immediately.

10. Limitation on our liability

Except for any legal responsibility that we cannot exclude in law (such as for death or personal injury), we are not legally responsible for any losses that arise from you accessing or using this Website.

11. Events beyond our control

We shall have no liability to you for any breach of these Terms caused by any event or circumstance beyond our reasonable control including, but not limited to, strikes, lock-outs or other industrial disputes; breakdown of systems or network access; or flood, fire, explosion or accident.

12. Rights of third parties

No one other than a party to these Terms has any right to enforce any of these Terms.

13. Variation

No changes to these Terms are valid or have any effect unless agreed by us in writing. These Terms will not be varied or superseded by any terms that you submit to us via this Website or otherwise (even if such terms are expressed to supersede these Terms) unless agreed by us in writing. We reserve the right to vary these Terms from time to time. Our updated terms will be displayed on this Website, and by continuing to use and access this Website following such changes, you agree to be bound by any variation made by us. It is your responsibility to check these Terms from time to time to verify such variations.

14. Disputes

We will try to resolve any disputes with you quickly and efficiently.

If you are unhappy with us, please contact us as soon as possible. If you would like to make a complaint relating to our regulated activities, please follow our Complaints Handling Procedure.

If you and we cannot resolve a dispute using our Complaints Handling Procedure, we will let you know that we cannot settle the dispute with you.

If you want to take court proceedings, the relevant courts of England and Wales will have exclusive jurisdiction in relation to these Terms (including with respect to any and all contractual and non-contractual disputes arising out of or in connection with these Terms).

The relevant laws of England and Wales will apply to these Terms.